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Are Your Wages Being Garnished?

If the court ordered your wages to be garnished, our firm can help you find ways to stop it or limit the damage you suffer. Wage garnishment can cause enormous stress for you and your dependents, especially when you rely on your paycheck week to week.

Wage garnishment can also make it difficult to manage your finances effectively, since it reduces your paycheck to only a small percentage of what you truly earned. This is one way that creditors fight to have the money that is owed to them. Obtaining legal counsel from a capable Grapevine bankruptcy attorney should be your first move when your debts are mounting and creditors are beginning to hound you.

Facing wage garnishment? Speak to Powell Law Offices, P.C., today for legal support!

Limitations On Wage Garnishment

By law, creditors are not allowed to authorize a wage garnishment on their own. Due to the fact that this is a court-ordered action, the creditor must make a complaint to the court, plead its case and win to be able to collect from your wages. While federal law does have certain limitations in place, Texas bars wage garnishment for most debts.

The exception to this rule is to pay for any of the following:

  • Child support
  • Student loans
  • Alimony
  • Back taxes

It is important to note that creditors do not have to go through the trial process to obtain a garnishment order in the above situations. Up to 50 percent of your wages can be garnished if you fail to pay your child support or alimony. Up to 15 percent of your wages can be garnished for your student loans if you have defaulted.

Furthermore, some of your assets can be taken away or your accounts frozen if your wages cannot be garnished. These are very serious situations, which is why you need to take fast action to limit any consequences. With the help of a Grapevine bankruptcy lawyer, you can fight back to protect your finances.

Team Up With A Dedicated Firm

Wage garnishment can have disastrous effects on your day-to-day life. Attorney Lauren Powell has been helping individuals and business owners take control of their finances for more than 10 years. We understand the strain you may be under, especially if you are unsure how to appropriately handle a wage garnishment. Together, we can find a way to fight these creditor actions to ensure that you can move forward.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.