When you are faced with financial difficulties, collectors calling you regarding the money you owe is the last thing you need.
It is important to acknowledge your debt and notify your bill collector immediately to see if you can work out a deal. Sometimes a collection agency will deny your request and continue to contact you. Under the Fair Debt Collection Practices Act, you can write a letter to request that a collector stop contacting you, and the collector must oblige. If it does not, it is important to contact a bankruptcy attorney to end this creditor harassment.Experienced Counsel From a Grapevine Bankruptcy Attorney
At Powell Law Offices, P.C., we can provide you with personal legal service needed to put a stop to creditor harassment and guide you on the right path to becoming debt-free. The struggles of debt are hard enough without the constant harassment and calling from bill collectors. Let Lauren Powell, our Grapevine bankruptcy attorney, assist you through this difficult time.Put a Stop to Creditor Harassment
If your request to cease contact is being ignored by debt collectors, you need an attorney to step in and send a letter requesting a halt. A debt relief lawyer can help effectively communicate with creditors to see if they are willing to negotiate a deal in relation to your financial situation. You have a right to stand up against creditor harassment, and it is important to be aware of what is illegal in these cases.
Under the Fair Debt Collection Practices Act, it is illegal for bill collectors to:
- Contact you repeatedly
- Contact you at work
- Contact you late at night
- Contact you without stating their identity
- Threaten to arrest you
- Publish your name
You have the right to resist and respond to such actions from harassing creditors. It is beneficial to hire a bankruptcy lawyer who can not only help you get out of debt, but also end creditor harassment and negotiate with them effectively with no added pressure to your current situation.Call Powell Law Offices, P.C., Today
You don't have to deal with the pressures from harassing creditors. We provide powerful legal guidance throughout North Texas, with affordable rates to help you on your way out of debt and protect you from creditor harassment. Contact us today at (972) 584-9382 to schedule a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.